1 appeal window open

Flood map changes in Maryland

Since November 2023, FEMA has published flood hazard notices covering 8 of Maryland's 24 counties.

CountyNoticesMost recentAppeal window
Carroll County2Aug 21, 2026—
Howard County1Aug 21, 2026Open until Nov 19, 2026
Baltimore County5Aug 6, 2026—
Anne Arundel County4Jun 11, 2026—
Montgomery County3Jun 11, 2026—
St. Mary's County1Jan 16, 2025—
Frederick County3Nov 25, 2024—
Prince George's County1Apr 22, 2024—

All counties in Maryland

What these notices mean

Proposed
FEMA has new draft flood maps. This starts a 90-day window when owners can appeal with technical data. It's the best time to act.
Final
Appeals are resolved. The new maps usually take effect about six months later, when lenders start applying the new zones.
Map revision
A Letter of Map Revision changes one stretch of the map, often after a levee, channel project or new survey.

Notices are organized by county and community, so a notice for your county doesn't mean your property is changing zones. What flood zones mean